Smarter finance for property investors & landlords
Grow your portfolio with tailored finance and trusted support.
Find lenders
Access to specialist lenders not on the high street.
Structure deals
Experience with HMOs, SPVs and portfolio finance.
Simplify process
Help with complex checks and tricky stress tests.
Reduce risk
Stay clear of lender misfits and bad advice.
New to property or managing a full portfolio? The right finance is crucial and often hard to find.
At INCA Financial, we specialise in helping investors structure deals the smart way. You bring ambition. We bring the market access, experience, and strategic advice to move fast, minimise costs, and help you grow.
How we can help
Portfolio landlord finance
Bridging finance
Limited company buy-to-let
Refurbishment loans
HMO mortgages
Non-standard property
Clients rely on us to guide multiple transactions and complex portfolios.
Our experience, market access and attention to detail mean fewer hiccups, faster completions, and better outcomes. We’ve saved investors thousands in interest and avoided costly declines because we ask the right questions upfront, and we know exactly what lenders are looking for.
“I’ve gone from one rental to a full portfolio, and they’ve been with me every step.”
How it works
One
Strategy call
We map out your investment goals and review your current portfolio.
Two
Product search
We assess your options and prepare a solid case that meets lender criteria.
Three
Deal Execution
We drive the deal forward and coordinate every moving part.
-
That’s not a problem. Many of our clients operate this way. We understand the structure and know the right lenders.
-
No problem. We work with lenders who are used to unusual setups and aren’t scared off by the details.