The right advice starts with the right people

We believe that finance should work around you.

We take a calm, clear and strategic approach to what can often feel like a messy or rigid process. Whether it’s your first home, your tenth rental, or a complex commercial deal, we’re here to simplify the complexity and guide you through it.

What sets INCA apart

Second-broker success

Plenty of clients come to us after being told no elsewhere. We dig deeper, rework the case, and find lenders that make sense.

Always a backup

If something goes sideways (like a down valuation or a sudden lender pull-out), we already know who to call next. There’s always a backup plan.

Smart deal structuring

We don’t just match you with a lender, we shape your application to fit the bigger picture. That means looking at what really matters to the lender.

Long term thinking

This isn’t about one deal. It’s about helping you build something such as your home, your portfolio, your future. That’s why our clients come back.

Fast communication

We stay in touch with everyone to keep things moving and make sure you’re never left wondering what’s going on.

Real world thinking

We think like investors, builders, and business owners because that’s who we work with. Our advice reflects how things actually work on the ground.

Meet the team

John Aikman
Managing Director

Former pro rugby player turned mortgage specialist. Expert in complex cases and commercial finance. Straight-talking, results-driven, and always up for a challenge.

Sally Kehoe
Senior Advisor

Over 20 years in mortgages, specialising in complex cases. Detail-focused, efficient, and compliance-savvy. Big fan of long walks, films, and time with her daughter.

George Keech
Operations Director

Mortgage expert with nearly a decade in property finance. Dedicated, reliable, and always finds the right deal. Loves gaming, cooking, and his dog, Diamond.