The right advice starts with the right people

We believe that finance should work around you.

We take a calm, clear and strategic approach to what can often feel like a messy or rigid process. Whether it’s your first home, your tenth rental, or a complex commercial deal, we’re here to simplify the complexity and guide you through it.

A woman and a man sitting on a blue sofa, engaged in conversation in a cozy room with a brick wall. The woman has a ponytail, and the man is holding a notebook. There is a large green plant next to them, and sunlight is coming through a nearby window. A dog rests near the woman's lap.

What sets INCA apart

Why start anywhere else?

Whether your situation is complex or simple, we fit a solution around you. We research, structure it properly, and match you with the right lenders. When others say no, we look for a way through.

Always a backup

If something goes sideways (like a down valuation or a sudden lender pull-out), we already know who to call next. There’s always a backup plan.

Smart deal structuring

We don’t just match you with a lender, we shape your application to fit the bigger picture. That means looking at what really matters to the lender and presenting your case in the best possible light.

Long term thinking

This isn’t about one deal. It’s about helping you protect and build your home, your portfolio, your future. That’s why our clients come back and recommend us.

Fast and honest communication

We stay in touch with everyone to keep things moving and on track. At Inca Financial, we believe in clear, honest communication, so you always know exactly where things stand.

Real world thinking

We think like investors, builders, and business owners because that’s who we work with. Our advice reflects how things actually work on the ground.

Meet the team

A man with short dark hair and a beard sitting at a wooden table with a laptop, talking and smiling during a conversation in a cozy office with brick walls and potted plants in the background.

John Aikman
Founder & Managing Director

Former pro rugby player turned mortgage specialist. Expert in complex cases and commercial finance. Straight-talking, results-driven, and always up for a challenge.

A woman with blonde hair and light skin, wearing a blue fuzzy sweater, standing outdoors against a stone wall with a metal barred window and green plants in the background.

Sally Kehoe
Senior Mortgage Adviser

Over 20 years in mortgages, specialising in complex cases. Detail-focused, efficient, and compliance-savvy. Big fan of long walks, films, and spending time with her daughter.

George Keech
Operations Director

Mortgage expert with nearly a decade in property finance. Dedicated, reliable, and always finds the right deal for clients. Loves gaming, cooking, and his dog, Diamond.

Sam Tyson
Marketing & Operations Manager

Over 10 years’ marketing experience, specialising in client experience, lead generation, and campaign management. Creative and energetic, she is happiest outdoors and spending time with her two toddlers.