If you don’t have payslips, lenders may ask for an SA302 to verify your income. It’s your official HMRC tax calculation and you can download it in minutes once you know how. We explain all in this blog and outline how to get your copy.

UK mortgage rates are creeping up, and uncertainty is rising. From small lender hikes to global events shaping the market, now could be the time to explore your options before costs climb further. Curious how this affects buyers, remortgagers, and investors? Find out here.

Inca Financial has been shortlisted for not one, not two, but four categories at the YorkWorks Business Awards 2026. With public voting now open, we’d love your support. Take a look to find out how you can help.

Mortgage and insurance terms can be confusing, and our Yorkshire accent doesn’t always help! Inca Financial breaks down the jargon with clear definitions, plus a fun pronunciation guide so you can decode what our team are saying.